Our Mission
To assist people in finding solutions to their money problems and achieve freedom from the stress and worry of debt.
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Over the years we have helped thousands of people solve their money problems. No matter how bad your situation, we can help.
Our Story
Our story is a family story. It began in 1998, when Peter Welker opened his practice with a simple belief: people facing money problems deserve kindness, clarity, and someone in their corner. When his son Chris took over in 2006 and founded Welker & Associates, he carried that belief forward - building a firm rooted in family values, practical guidance, and genuine care.
Financial stress affects far more than your budget - it touches your confidence, your relationships, and your sense of stability. Our team focuses on listening first, explaining clearly, and supporting you with respect at every step.
We’re a family-based firm with decades of experience helping individuals and families regain their footing. Whether you’re exploring your options or ready to take the next step, we’re here to make the process feel lighter, clearer, and far less overwhelming.
We feel that it is important for you to have your questions answered by the individual who will be responsible for your file. Since you will be meeting directly with a licensed trustee, your money problems will be dealt with more effectively and often in one meeting.
Our Team
Our Licensed Insolvency Trustees combine more than 30 years of experience in dealing with all kinds of debt situations.
Chris Welker
Founder & CEO
After earning his Economics degree from Wilfrid Laurier University, Chris joined his father’s practice and became a Licensed Insolvency Trustee in 2006. Later that same year, he founded Welker & Associates to carry forward the family tradition he built with his parents - helping people feel understood and supported during difficult times.
Known for his approachable style and steady professionalism, Chris helps clients feel at ease. He believes that financial recovery is about more than resolving debt - it’s about supporting people with respect, clarity, and compassion as they move toward a fresh start.
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Sue Jung
Sue earned her MBA from Western University’s Ivey School of Business and became a Licensed Insolvency Trustee in 2012.She joined Welker & Associates that same year and has since taken on a strategic role within the firm while continuing to meet with clients when needed.
Her thoughtful manner and her talent for explaining complex financial concepts in a clear, reassuring way make her a trusted resource for individuals dealing with financial challenges.
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Lauren Simpson
Lauren graduated from Conestoga College in 2014 and joined Welker & Associates later that same year. Since then, she has become an integral part of the firm’s day-to-day operations. She became a Licensed Insolvency Trustee in 2024 and now also serves as the firm’s Operations Manager, supporting both clients and staff with her steady leadership and practical insight.
Known for her warm, welcoming approach, Lauren has a natural ability to make clients feel heard and understood.
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Patrick Carson
Patrick earned his BA from Wilfrid Laurier University and played a key role in his father’s insolvency firm, where he developed a strong foundation in helping people through financial difficulty.
Since joining Welker & Associates in 2019, he has become an essential part of the team and a trusted advocate for clients seeking clarity and relief. Patrick’s approachable, reassuring style helps people feel comfortable and empowered as they navigate financial uncertainty.
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Anca Moroz-Filoti
Anca joined Welker & Associates in 2023 and has more than 25 years of experience in the insolvency industry. She completed the BIA Insolvency Counsellor Program and serves as the firm’s credit counsellor.
Known for her attention to detail and steady, reassuring presence, she helps clients feel comfortable, understood, and supported as they navigate their insolvency journey.
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Sunbom Kwon
Sunbom graduated from the University of Waterloo with a Bachelor of Mathematics and joined Welker & Associates in 2025. He is currently enrolled in the CIRP Qualification Program, the professional pathway toward becoming a Licensed Insolvency Trustee.
Analytical and client-focused, he helps clients feel informed, confident, and at ease throughout every stage of their financial recovery journey.
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If you’ve been struggling with money problems for a long time it can be difficult to know where to start. As time passes, debts go into collections and get transferred from one company to another making it hard to keep track of who you owe and how much. Fortunately, we can help. With your permission, Welker & Associates Inc. has the ability to view your TransUnion credit report and help you figure out what you owe. Understanding the full extent of your debt issues is a critical first step in determining the best way forward.
GET YOUR CREDIT REPORTGet a Free Consultation
Feel free to ask all of your debt related questions. Our no-obligation Questions & Answers service is completely free and confidential. We also often respond within the same day!
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